Financial Aspects & Frequently Asked Questions of Long-Term Care
Financial Questions
How will I pay for nursing home care? - Back to top
Village Manor accepts private pay, Medicaid, and Medicare (when qualified) as payment. We can assist with submitting claims to long-term care policies if needed.
Personal Resources can be used. Many people use their savings, monthly retirement income, and/or home equity to pay for their stay.
Medicaid is a medical assistance program for people in financial need. Medicaid is set up by federal law and run by each state. To qualify for Medicaid, you must meet the state’s requirements.
The requirements are that a person’s income must be less than state limits, a person’s assets must be less than state limits, and a physician must certify that the person needs nursing home care. For more information about Medicaid, contact the State SRS Office 888-369-4777 to be directed to the appropriate SRS office for your location.
Medicare helps pay for care in a nursing home that is considered to be “Skilled. To qualify, a physician must certify that the person needs care from a skilled nursing facility. The person must be admitted to the skilled nursing care facility within 30 days of discharge from a Medicare approved hospital stay. The hospital stay must consist of three or more days and does not include the patient’s discharge day.
Medicare generally pays for the first 20 days of skilled care and will help pay for no more than 100 days of care at a skilled nursing facility. Medicare coverage for 20 days at a skilled nursing facility can include a semi-private room; physical, occupational, and other therapies; medical social services; drugs and supplies; and other services. Any days that a person spends in “Swing-bed” care at a hospital that offers skilled care services are included in the 20 days of skilled care. After 20 combined days of skilled nursing, Medicare applies a co-pay to each day a person is in skilled care.
What happens when the resident runs out of money? - Back to top
Many people who enter a Long-Term Care facility as private pay residents eventually deplete their funds and turn to Medicaid to pay for their care. Long-Term Care facilities that are Medicaid certified must continue to provide nursing care when a person becomes Medicaid eligible.
Frequently Asked Questions
How is a loved one placed in Village Manor? - Back to top
Admission to Village Manor requires a physician order and a Care Assessment. If the prospective resident is currently in the hospital, social service staff at the hospital can usually provide this assessment. The Area Agency on Aging can also provide this service.
Once a resident stays at Village Manor, can he or she leave? - Back to top
A person can come to Village Manor for a temporary stay to receive rehabilitation such as physical and occupational therapy. After the person has completed rehabilitation, they can return home.
Permanent residents can come and go with family for outings, dinner, and family gatherings. Families are welcome anytime to share a meal or spend time with a resident.
